Personal Economics Programs (PEP)

The need for students and adults to have a sound background in personal finance and an understanding of our nation's economic system is self-evident. To address that need, the American Bankers Association, with resources provided by the ABA's Education Foundation, developed the Personal Economics Program (PEP) in 1977.

PEP is a voluntary effort of bankers working with educators to supplement educational programs by making presentations on topics such as personal finance, banks and banking, and the financial system. PEP is offered in South Dakota through the South Dakota Bankers  Foundation by a network of key bankers who make presentations about banking and personal finance to schools and other interested groups in their communities.